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Water Damage & Mold Remediation in Pompano Beach, FL

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Updated November 6, 2026. Local figures from FEMA and NOAA data, with sources below.

Shallow flood water on a Florida residential street after a tropical storm

Pompano Beach water and flood risk by the numbers

Pompano Beach water and flood risk by the numbers. Flood claim figures cover the City of Pompano Beach flood insurance community.
Flood insurance claims filed since 19781,144[1]
Total paid on those claims (nominal dollars)$5.7 million[1]
Claims filed since 2015190[1]
Average payout per paid claim$14,734[1]
Share of claims from outside FEMA high-risk flood zones22.1%[1]
Broward County homes in a FEMA high-risk flood zone18.9% (123,414 of 652,397)[2]
Broward County homes with NFIP flood insurance19.2%[2]
Federal major disaster declarations covering Broward County since 200015[3]
Average annual rainfall (Ft Lauderdale Hollywood Airport)61.0 inches[4]
Days per year with 0.1 inch or more of rain82[4]

Want the full statewide table? See Florida flood claims by city.

What the data says for Pompano Beach homeowners

The average paid flood claim in Pompano Beach is $14,734, about 24% of the statewide average of $61,615[1]. 17% of Pompano Beach's claims were filed in 2015 or later, versus 44.9% statewide.

Flood claims history

FEMA records show 1,144 National Flood Insurance Program claims filed in Pompano Beach since 1978, with $5.7 million paid out[1]. The events behind the most claims were Hurricane Wilma and Hurricane Irene.

Flood zones

Most Pompano Beach flood claims come from mapped high-risk zones: only 22.1% of claims with a recorded zone were outside them[1]. If your home is in an A or V zone, check that your flood policy is current before storm season.

Flood insurance gap

Only 19.2% of homes in Broward County carry NFIP flood insurance[2]. Inside the high-risk flood zone, 76.1% are insured[2]. Uninsured flood damage is paid out of pocket, which makes fast drying to limit the damage even more important.

Rain and humidity

Pompano Beach averages 61 inches of rain a year, with 0.1 inch or more of rain on about 82 days and 23 inches falling in June through August alone[4]. Warm, wet conditions like these are why wet drywall, carpet pad and cabinets need to be dried quickly after any leak.

Disaster history

Broward County has been included in 15 federal major disaster declarations since 2000[3], including Hurricane Milton (2024), Hurricane Nicole (2022), Hurricane Ian (2022), Hurricane Dorian (2019).

What to do right now

  1. Stay away from wet electrical equipment; if reaching the breaker means walking through water, call an electrician[7][8].
  2. Stop the source, then photograph everything and keep receipts[9].
  3. Start drying within 24 to 48 hours[10]. Full step-by-step guide.
Homeowner photographing water-damaged wood flooring for an insurance claim
Photograph the damage before anything is moved.

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Pompano Beach flood claims in detail

Where in Pompano Beach the claims are

ZIP code 33060 has the most flood insurance claims in Pompano Beach's FEMA records: 443 claims and $1.3 million paid[1].

ZIP codeClaimsPaid
33060443$1.3 million
33062387$2.1 million
33069184$1.7 million
3306486$436,354
3306821$22,637

The storms behind Pompano Beach's flood claims

Event (FEMA label)ClaimsPaid
Hurricane Wilma253$391,302
Hurricane Irene126$327,420
Hurricane Irma83$1.1 million
Hurricane Frances49$34,017
Hurricane Andrew21$31,761
Hurricane Eta15$363,050

Hurricane Wilma produced the most claims in Pompano Beach[1]. 536 claims (47%) are not linked to a named storm or designated flood event in FEMA's records, a reminder that heavy rain and high tides cause flood damage too.

Worst years

The years with the most Pompano Beach flood claims were 2005: 305 claims ($943,417); 1999: 161 claims ($380,640); 2017: 103 claims ($1.3 million); 2004: 78 claims ($97,449)[1].

Flood zone mix

Of 240 Pompano Beach claims with a recorded flood zone: 73% in zone A (high risk), 22% in zone X/B/C (moderate to low risk), 5% in zone V (coastal high hazard)[1].

Pompano Beach compared with nearby cities

CityClaims (all years)Since 2015Avg paid claimOutside high-risk zone
Pompano Beach1,144190$14,73422.1%
Deerfield Beach37394$27,84934.8%
Coral Springs1,535136$5,03175.2%
Boca Raton753201$40,38547.2%
Fort Lauderdale5,6223,296$53,65210.9%
Plantation1,456222$7,87050.8%

Source: FEMA NFIP claims[1].

Florida rules in brief

Areas served

Calls from Pompano Beach are connected with independent providers serving Broward County. ZIP codes include: 33060, 33061, 33062, 33063, 33064, 33065, 33066, 33067, 33068, 33069, 33071, 33072, 33073, 33074, 33076, 33077[19].

Nearby: Deerfield Beach, Coral Springs, Boca Raton, Fort Lauderdale, Plantation, Davie.

Pompano Beach water damage and mold questions

How many flood insurance claims have been filed in Pompano Beach?

1,144 since 1978, 190 of them since 2015, with $5.7 million paid in nominal dollars[1]. The average paid flood claim in Pompano Beach is $14,734, about 24% of the statewide average of $61,615[1]. 17% of Pompano Beach's claims were filed in 2015 or later, versus 44.9% statewide.

Which Pompano Beach ZIP code has the most flood claims?

33060, with 443 claims and $1.3 million paid, followed by 33062 with 387 claims[1].

Which storm caused the most flood claims in Pompano Beach?

Hurricane Wilma, with 253 claims in FEMA's records[1]. By dollars, the costliest was Hurricane Irma at $1.1 million.

Can a Pompano Beach home flood outside a flood zone?

Yes. 18.9% of Broward County homes are in a FEMA high-risk flood zone[2], but 22.1% of Pompano Beach claims with a recorded zone came from outside high-risk areas[1]. Most homeowners insurance does not cover flood[5], and new NFIP policies usually have a 30-day wait[6].

How much rain does Pompano Beach get?

About 61 inches a year at Ft Lauderdale Hollywood Airport, with 23 inches in June through August and about 82 days with 0.1 inch or more[4].

Sources

Every figure on this page links to its source. Statutes are from the 2026 Florida Statutes. FEMA and NOAA figures were downloaded on 6 November 2026.

  1. FIMA NFIP Redacted Claims dataset, Florida records (analysis by RestoreNow USA). FEMA OpenFEMA. https://www.fema.gov/openfema-data-page/fima-nfip-redacted-claims-v2 Downloaded 6 Nov 2026. Dollar amounts are nominal (not adjusted for inflation).
  2. NFIP Residential Penetration Rates. FEMA OpenFEMA. https://www.fema.gov/openfema-data-page/nfip-residential-penetration-rates-v1 Data as of 2026-08-03.
  3. Disaster Declarations Summaries. FEMA OpenFEMA. https://www.fema.gov/openfema-data-page/disaster-declarations-summaries-v2
  4. U.S. Climate Normals 1991-2020, annual and seasonal. NOAA National Centers for Environmental Information. https://www.ncei.noaa.gov/products/land-based-station/us-climate-normals
  5. FloodSmart.gov home page. FEMA, National Flood Insurance Program (FloodSmart.gov). https://www.floodsmart.gov/ Accessed 6 Nov 2026.
  6. Buy a Flood Insurance Policy. FEMA, National Flood Insurance Program (FloodSmart.gov). https://www.floodsmart.gov/get-insured/buy-a-policy Accessed 6 Nov 2026.
  7. Hurricanes. Ready.gov (FEMA). https://www.ready.gov/hurricanes Accessed 6 Nov 2026.
  8. Safety Guidelines: Reentering Your Flooded Home. U.S. Centers for Disease Control and Prevention. https://www.cdc.gov/floods/safety/reentering-your-flooded-home-safety.html Accessed 6 Nov 2026.
  9. Section 627.7142, 2026 Florida Statutes. The Florida Senate (Florida Statutes). https://www.flsenate.gov/Laws/Statutes/2026/627.7142 Accessed 6 Nov 2026.
  10. A Brief Guide to Mold, Moisture and Your Home. U.S. Environmental Protection Agency. https://www.epa.gov/mold/brief-guide-mold-moisture-and-your-home Accessed 6 Nov 2026.
  11. Section 627.70132, 2026 Florida Statutes. The Florida Senate (Florida Statutes). https://www.flsenate.gov/Laws/Statutes/2026/627.70132 Accessed 6 Nov 2026.
  12. Section 468.8411, 2026 Florida Statutes. The Florida Senate (Florida Statutes). https://www.flsenate.gov/Laws/Statutes/2026/468.8411 Accessed 6 Nov 2026.
  13. Mold-Related Services: FAQs. Florida Department of Business and Professional Regulation. https://www2.myfloridalicense.com/mold-related-services/faqs/ Accessed 6 Nov 2026.
  14. Mold-Related Services. Florida Department of Business and Professional Regulation. https://www2.myfloridalicense.com/mold-related-services/ Accessed 6 Nov 2026.
  15. Mold removal cost. HomeGuide. https://homeguide.com/costs/mold-removal-cost Accessed 6 Nov 2026.
  16. Mold Remediation Cost Guide: What to Know + How Much You'll Pay. Bob Vila. https://www.bobvila.com/articles/mold-remediation-cost/ Accessed 6 Nov 2026.
  17. How Much Does Water Damage Restoration Cost?. HomeAdvisor. https://www.homeadvisor.com/cost/disaster-recovery/repair-water-damage/ Accessed 6 Nov 2026.
  18. How Much Does Water Damage Restoration Cost?. Bob Vila. https://www.bobvila.com/articles/water-damage-restoration-cost/ Accessed 6 Nov 2026.
  19. US postal codes. GeoNames (CC BY 4.0). https://download.geonames.org/export/zip/
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